An Americas Union Moneta, also known as a Union Moneta and also known simply as “Valid Money” is the fourth highest, most valuable currency ever formed by any Civilization in recorded history. The word moneta is Latin meaning “mint, stamp, money; the process of minting or stamping”.

Union Moneta represents the ecclesiastical, lawful and legal extraction of the ancient essence of spiritual authority and temporal ritual in the minting and production of valid money so that the value of valid money may continue to be used in underwriting currencies, while the physical material of metals, paper and plastic may return to being treated as useful commodities. With the creation of the Union Moneta, the physical requirement for the minting of coin or currency notes in order to be legitimate ceases to be a requirement.

The primary purpose and function of Union Moneta is to create the most consistent unit of measure, most stable store of value and reliable means of exchange for commerce, trade, exchange, transactions and all forms of settlements.

Americas Union Moneta are formed by the Americas Union Reserve Bank on the underwriting of a certain set amount of Silver Credos (Credits) held in trust against the value of the stock of Moneta (money). In turn, the stock of Silver Credos (Credits) are underwritten by a stock of Gold Credos (Credits) held in trust by the Americas Union Treasury, which are ultimately underwritten by Supreme Credos (Credits) held in trust by the Temple, also known as the Globe Union Treasury.

One thousand (1,000) Union Moneta are equivalent to one (1) Silver Credo (Credit). A Union Moneta is never permitted to be fractionalized.

By the present article, the following criteria shall be the essential requirements of an Americas Union Moneta:

(i) At least one (1) valid unit of value evidenced by the existence of an unique eighteen (18) digit serial number representing the valid existence of the Union Moneta belonging to the Great Ledger of Union Moneta serial numbers for all Union Monetas ever created and issued; and

(ii) A single beneficiary to whom the Union Moneta is granted being a valid Merchant; and

(iii) A record of the valid eighteen (18) digit Great Register number of the authorized office of the Americas Union Reserve Bank that first created the Union Moneta (Money); and

(iv) A record of the valid eighteen (18) digit Great Register number of the Member commissioned to the office of the Americas Union Reserve Bank that first created the Union Moneta (Money); and

(v) The eighteen (18) digit Great Register number of the instrument to which one (1) or more Union Monetas have been assigned; and

(vi) The Ucadian Time at which the Union Moneta was legitimately created and assigned to its particular instrument; and

(vii) The eighteen (18) digit Great Register number representing the valid Account into which one (1) or more Union Monetas have been placed; and

(viii) The eighteen (18) digit Great Register number representing the valid Silver Credo (Credit) instrument specifically underwriting the issue of these Monetas.

If one (1) or more of these criteria cannot be demonstrated, then an object cannot be legitimately be considered a valid Union Moneta.

A Union Moneta (Money) shall have the following permanent value relationships:

1,000,000,000  union moneta (money) = 1  supreme credo (credit)

10,000,000  union moneta (money) = 1   gold credo (credit)

10,000  union moneta (money) = 1  silver credo (credit)

1  union moneta (money) = 1  union moneta (money)

1  union moneta (money) = 1  university moneta (money)

In accord with the Start Up Calculation of Silver Credo (Credit), the measure of Silver Credo (Credit) entitlements at start up is a measure of the application of knowledge, the creation of value and useful activity – therefore meaningful work, energy and consumption. It is why the measure known as Gross Domestic Product (GDP) of each University is used to aggregate the total activity of the whole Union. A measure of approximately four (4) times the aggregate GDP of the region is then used to estimate the start up entitlements of Silver Credo (Credit) for the Americas Union Reserve Bank.

Based on these calculations, the Americas Union Reserve Bank has been conveyed approximately Eighty four billion, five hundred twenty million, seven hundred ninety seven thousand, seven hundred eighty (84,520,797,780) Silver Credos (Credits) against which Americas Union Moneta may be issued, underwritten by the full amount or part amount of Silver Credo (Credits) held in trust with one thousand (1,000) Union Moneta (Money) equal to one (1) Silver Credo (Credit).

The foundation capital stock of Americas Union Moneta (Money) shall be Eighty four trillion (84,000,000,000,000).

As the creation of Americas Union Moneta depends upon the existence of Silver Credo (Credit) to the benefit of the Americas Union Reserve Bank, the expansion of Americas Union Moneta is automatically and solely linked to the expansion rules of Silver Credo whereby not less than ninety five (95) percent of all new Silver Credo (Credit) given to the Reserve Bank must be held in trust to underwrite the creation of new Americas Union Moneta (Money).

As the creation of Americas Union Moneta depends upon the existence of Silver Credo (Credit) to the benefit of the Americas Union Reserve Bank, the contraction of Americas Union Moneta is automatically and solely linked to the expansion rules of Silver Credo. The automatic withdrawal of Silver Credo (Credit) of the Reserve Bank automatically reduces the total amount of Americas Union Moneta available.

Once an Americas Union Moneta (Money) has been formed, it exists as a most sacred object representing an extraction from the spirit and essence of all valid money throughout history underwritten by Silver Credo (Credit). Once created, no Americas Union Moneta (Money) may be uncreated.

The existence of all Americas Union Moneta (Money) is to be validated and verified via a Register of Currency that in accord with Article 117 of the most sacred Pactum De Singularis Caelum is to be published once every two (2) years.

No Interest (ancient Latin name being "simus") or rent may be charged by any central or reserve bank or financial institution on the manufacture and distribution of currency supported by the face value of the given Americas Union Moneta (Money) in circulation.

The calculation of any fee based on a derivative of a sum value is banned by any entity being charged on the release of credits into circulation upon the certification of a valid loan. Only flat fees as a reflection of service, with no imputed attempt to hide Interest as a fee is permitted.

The reason that Interest or "Simus" is banned is that it directly attacks the integrity and fabric of currency value and therefore wealth and commerce. This has been an ancient and fundamental understanding by civilizations using monetary systems for thousands of years.

The Americas Union Reserve Bank possesses the exclusive right to manage all Accounts for the holding, exchange, trade, concession and remittance of Americas Union Moneta and all forms of valid Union Moneta within the bounds of the Americas Union in accord with the present Charter and the Charter of the Americas Union Reserve Bank.

All valid movements, conveyances and transfers of Americas Union Moneta (Money) from one (1) Account to another Account may be defined as one (1) of nine (9) primary actions occurs being Redemption, Gift, Grant, Exchange, Promise, Parity, Contingency, Surety or Settlement:

(i) A Redemption is the gift granted to all Members in possession of non-Ucadian currency to have such debt based currency salvaged and its value converted into the true value and positive energy of valid Ucadian currency; and

(ii) A Gift, also known as a “donation” is the willing and intention conveyance to another of some Union Moneta (Money) given freely, without condition; and

(iii) A Grant is a temporary conveyance of Union Moneta (Money) under agreement whereby at the expiry of either a purpose or time, or the realization of some event, the Union Moneta (Money) is returned to the original Account without interest; and

(iv) An Exchange is the trade of ownership of a certain amount of Union Moneta (Money) under agreement for the temporary or permanent ownership of some other good, object or concept or service considered of equal value or consideration. Exchange agreements themselves are defined by certain categories including Sale, Lease, License, Consignment, Conveyance, Contingency or Surety; and

(v) A Promise is a formal oath to repay an amount of Union Moneta (Money) borrowed, including any administration fees and charges. Promises are equivalent to Loans. The charging of rent and use of interest as a method of calculating costs in any form is expressly forbidden; and

(vi) A Parity is an agreements of income payable in Union Moneta (Money) at stated intervals for a fixed or a contingent period, in consideration of a stipulated premium in Union Moneta (Money) paid either in prior instalment payments or in a single payment. The charging of rent and use of interest as a method of calculating costs in any form is expressly forbidden; and

(vii) A Contingency is an agreement where a stipulated premium is paid in Union Moneta (Money) either in prior instalment payments or in a single payment for a fixed or a contingent period to the contingent party that in return, agrees to pay a fixed sum in Union Moneta (Money) in the event of some specified event or contingency occurring. A Contingency is similar to the concept of Insurance; and

(viii) A Surety is a fungible negotiable instrument representing financial value issued by an authorized juridic person. Sureties are equivalent to Securities such as Stock Shares, Bonds, Bills of Exchange and other derivatives; and

(ix) A Settlement is the exchange, conversion or return of Moneta to the Reserve Bank of issue as part of any Settlement, Clearance or Resolution Convention.

A movement, conveyance or transfer of existing Americas Union Moneta (Money) from one (1) Account to another Account that does not qualify as one (1) of the valid forms listed is illegal, unlawful and invalid.

The Americas Union Moneta (Money) Supply in Circulation, also known simply as the Money Supply, is the accumulated total of all Americas Union Moneta (Money) held in accounts excluding those valid Accounts held by the Americas Union Reserve Bank.

Excluding the Americas Union Reserve Bank and all valid Ucadia University Reserve Banks within the region (Union), a valid Account holder of Americas Union Moneta (Money) is free to gift part or all of the balance of an Account to one (1) or more existing Account holders of Union Moneta (Money) or have it converted to one (1) or more denominations of University Moneta (Money).

In relation to the Americas Union Reserve Bank and all valid Ucadia University Reserve Banks within the region (Union) rules for any gift of Union Moneta (Money) shall be the following:

(i) A valid Ucadian Union or University Reserve Bank may only gift, grant, exchange or convey existing Union Moneta (Money) formed by the initial calculation of Union Moneta (Money) or subsequent expansions of the supply of Union Moneta (Money) as stated by the present Article; and

(ii) Excluding specific gifts to be allocated as specified by the present Charter, all Ucadian University Reserve Banks within the Region may only gift or grant a maximum of six percent (6%) of their Union Moneta (Money) reserves to existing valid Account holders per year. The Union Reserve Bank may gift a maximum of twelve percent (12%) of its Union Moneta (Money) reserves .

In relation to all Grants of Union Moneta (Money) as part of the Americas Union Moneta (Money) Supply in Circulation (Money Supply), the following rules shall apply:

(i) Before GAIA E1:Y1:A1:S1:M9:D1 [21 Dec 2012], the maximum Grants permitted to be issued in total to one (1) valid account holder over a twelve (12) month period shall be not greater than forty thousand (40,000) Union Moneta in total. Unless an instrument, agreement or document is properly recognized and registered to the Americas Union Gazette by this Ucadia time, all former instruments, agreements and documents relating to Grants are invalid, null and void having no force or effect of law; and

(ii) Excluding financial treaties with valid State Members, the maximum Grants permitted to be issued in total to one (1) valid account holder over a twelve (12) month period shall be not greater than one hundred thousand (100,000) Union Moneta in total, with the total pool of Grants not exceeding forty (40%) percent of the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) of one hundred million (100,000,000) or greater; and

(iii) Excluding financial treaties with valid State Members, the maximum Grants permitted to be issued in total to one (1) valid account holder over a twelve (12) month period shall be not greater than two hundred fifty thousand (250,000) Union Moneta in total, with the total pool of Grants not exceeding thirty five (35%) percent of the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) of five hundred million (500,000,000) or greater; and

(iv) Excluding financial treaties with valid State Members the maximum Grants permitted to be issued in total to one (1) valid account holder over a twelve (12) month period shall be not greater than one million (1,000,000) Union Moneta in total, with the total pool of Grants not exceeding thirty two (32%) percent of the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) of two billion (2,000,000,000) or greater; and

(v) The total pool of Grants shall not exceed thirty (30%) percent when the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) is twenty billion (20,000,000,000) or greater.

In relation to all Promises of Union Moneta (Money) as part of the Americas Union Moneta (Money) Supply in Circulation (Money Supply), the following rules shall apply:

(i) Before GAIA E1:Y1:A1:S1:M9:D1 [21 Dec 2012], all former instruments, agreements and documents relating to Promises and any form of financial obligation are invalid, null and void having no force or effect of law; and

(ii) Excluding financial treaties with valid State Members, the maximum Promises permitted to be issued in total to (1) one valid account holder over a twelve (12) month period shall be not greater than one hundred thousand (100,000) Union Moneta in total, with the total pool of Promises not exceeding forty (40%) percent of the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) of one hundred million (100,000,000) or greater; and

(iii) Excluding financial treaties with valid State Members, the maximum Promises permitted to be issued in total to (1) one valid account holder over a twelve (12) month period shall be not greater than two hundred fifty thousand (250,000) Union Moneta in total, with the total pool of Promises not exceeding thirty five (35%) percent of the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) of five hundred million (500,000,000) or greater; and

(iv) Excluding financial treaties with valid State Members the maximum Promises permitted to be issued in total to (1) one valid account holder over a twelve (12) month period shall be not greater than one million (1,000,000) Union Moneta in total, with the total pool of Promises not exceeding thirty two (32%) percent of the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) of two billion (2,000,000,000) or greater; and

(v) The total pool of Promises shall not exceed thirty (30%) percent when the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) is twenty billion (20,000,000,000) or greater.

In relation to all Parities of Union Moneta (Money) as part of the Americas Union Moneta (Money) Supply in Circulation (Money Supply), the following rules shall apply:

(i) Before GAIA E1:Y1:A1:S1:M9:D1 [21 Dec 2012], all former instruments, agreements and documents relating to Parities and any form of financial obligation of a similar kind are invalid, null and void having no force or effect of law; and

(ii) Excluding financial treaties with valid State Members, the maximum premiums of Parities permitted to be issued in total to one (1) valid account holder over a twelve (12) month period shall be not greater than one hundred thousand (100,000) Union Moneta in total, with the total pool of Parities not exceeding thirty (30%) percent of the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) of one hundred million (100,000,000) or greater; and

(iii) Excluding financial treaties with valid State Members, the maximum premiums of Parities permitted to be issued in total to one (1) valid account holder over a twelve (12) month period shall be not greater than two hundred fifty thousand (250,000) Union Moneta in total, with the total pool of Parities not exceeding twenty five (25%) percent of the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) of five hundred million (500,000,000) or greater; and

(iv) Excluding financial treaties with valid State Members the maximum premiums of Parities permitted to be issued in total to one (1) valid account holder over a twelve (12) month period shall be not greater than one million (1,000,000) Union Moneta in total, with the total pool of Parities not exceeding twenty two (22%) percent of the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) of two billion (2,000,000,000) or greater; and

(v) The total pool of Parities shall not exceed twenty (20%) percent when the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) is twenty billion (20,000,000,000) or greater.

In relation to all Contingencies of Union Moneta (Money) as part of the Americas Union Moneta (Money) Supply in Circulation (Money Supply), the following rules shall apply:

(i) Before GAIA E1:Y1:A1:S1:M9:D1 [21 Dec 2012], all former instruments, agreements and documents relating to Contingencies and any form of financial obligation of a similar kind are invalid, null and void having no force or effect of law; and

(ii) Excluding financial treaties with valid State Members, the maximum sum assured of Contingencies permitted to be issued in total to one (1) valid account holder over a twelve (12) month period shall be not greater than one hundred thousand (100,000) Union Moneta in total, with the total sum assured of Contingencies not exceeding thirty (30%) percent of the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) of one hundred million (100,000,000) or greater; and

(iii) Excluding financial treaties with valid State Members, the maximum sum assured of Contingencies permitted to be issued in total to one (1) valid account holder over a twelve (12) month period shall be not greater than two hundred fifty thousand (250,000) Union Moneta in total with the total sum assured of Contingencies not exceeding thirty five (35%) percent of the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) of five hundred million (500,000,000) or greater; and

(iv) Excluding financial treaties with valid State Members the maximum sum assured of Contingencies permitted to be issued in total to one (1) valid account holder over a (12) twelve month period shall be not greater than one million (1,000,000) Union Moneta in total with the total sum assured of Contingencies not exceeding forty (40%) percent of the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) of two billion (2,000,000,000) or greater; and

(v) The total sum assured of Contingencies shall not exceed fifty (50%) percent when the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) is twenty billion (20,000,000,000) or greater.

In relation to all Sureties of Union Moneta (Money) as part of the Americas Union Moneta (Money) Supply in Circulation (Money Supply), the following rules shall apply:

(i) Before GAIA E1:Y1:A1:S1:M9:D1 [21 Dec 2012], all former instruments, agreements and documents relating to Sureties and any form of financial obligation of a similar kind are invalid, null and void having no force or effect of law; and

(ii) Excluding financial treaties with valid State Members, the maximum value of Sureties permitted to be issued in total to one (1) valid account holder over a twelve (12) month period shall be not greater than one hundred thousand (100,000) Union Moneta in total, with the total pool of Sureties not exceeding twenty (20%) percent of the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) of one hundred million (100,000,000) or greater; and

(iii) Excluding financial treaties with valid State Members, the maximum value of Sureties permitted to be issued in total to one (1) valid account holder over a twelve (12) month period shall be not greater than two hundred fifty thousand (250,000) Union Moneta in total, with the total pool of Sureties not exceeding twenty five (25%) percent of the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) of five hundred million (500,000,000) or greater; and

(iv) Excluding financial treaties with valid State Members the maximum value of Sureties permitted to be issued in total to one (1) valid account holder over a twelve (12) month period shall be not greater than one million (1,000,000) Union Moneta in total with the total pool of Sureties not exceeding twenty thirty (30%) percent of the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) of two billion (2,000,000,000) or greater; and

(v) The total pool of Sureties shall not exceed five (35%) percent when the total Americas Union Moneta (Money) Supply in Circulation (Money Supply) of twenty billion (20,000,000,000) or greater.